Payment

Is Starling Safe?

Owned by Starling Bank • Last updated January 2026

📋 Short Answer:
Starling offers good privacy with reasonable data practices, though some collection occurs for functionality.
PrivacyDefend Safety Score
6.5/10
Good
Data Collection
🔴 High
Encryption
🟢 Strong
Third-Party Sharing
🟡 Limited
Privacy Controls
🟢 Good

📊 What Data Does Starling Collect?

Starling has high data collection practices. Here's what they collect:

This level of data collection is concerning for apps in the payment category.

Why This Matters

The data Starling collects can be used for personalization, advertising, analytics, and may be shared with third parties. Understanding what's collected helps you make informed privacy decisions.

🔒 Starling Encryption & Security

Encryption Level: Strong

End-to-end encryption for user data. Strong security practices.

What This Means For You

Your data is well-protected with end-to-end encryption. Even the company cannot access your content.

🔗 Does Starling Share Your Data?

Third-Party Sharing: Limited

Limited data sharing with service providers. Starling Bank uses data for product improvement.

✅ What's Good

  • Strong encryption
  • Good privacy controls

❌ Concerns

  • High data collection
  • Part of larger data ecosystem

🔄 Safer Alternatives to Starling

Looking for more privacy-focused options? Consider these alternatives:

🛡️ Recommended Privacy Products

Enhance your privacy when using Starling with these tools:

As an Amazon Associate, we earn from qualifying purchases. This helps support our privacy research.

❓ Frequently Asked Questions

Is Starling safe to use in 2026?
Starling offers good privacy with reasonable data practices, though some collection occurs for functionality.
What data does Starling collect about me?
Starling collects: bank info, transactions, payment history, device info, location. This is considered high data collection.
Does Starling sell my personal data?
Limited data sharing with service providers. Starling Bank uses data for product improvement.
Is Starling safe for kids?
We recommend parental supervision. Check our detailed analysis for kids.
What are safer alternatives to Starling?
Consider: . See our alternatives section above.

Last updated: January 2026 • Review by PrivacyDefend Research Team